Build now, pay later
Finance your build with as little as $0 down.
Pick a payment plan at checkout and split the order into monthly payments. Checking your options takes about a minute, and you'll see the terms before you commit.
How to apply
Build your cart
Wheels, tires, a full package or parts. Everything is checked against your car before it goes in.
Pick a plan at checkout
Choose Affirm, PayTomorrow or PayPal as your payment method.
Get a decision in seconds
A short application with the lender. You see the terms before you agree, then pay monthly.
Pick how you pay
Fixed monthly payments on a term you pick.
- Qualified buyers can land 0% APR
- Instant decision at checkout
- See the total before you commit
Built for every credit type.
- All credit types welcome
- On time payments get reported, so it can build your credit
- Apply in a couple of minutes at checkout
Pay later with the account you already have.
- Pay in 4 splits $30 to $1,500 into four payments with no interest
- Pay Monthly for bigger orders
- Use your balance or a linked card
Approval, rates and terms are set by each lender and depend on your credit.
Questions
How do I apply?
Right at checkout. Fill your cart, pick Affirm, PayTomorrow or PayPal as the payment method, and the lender walks you through a short application. You get a decision in seconds and see the terms before you agree to anything.
How does Affirm work?
Pick a term at checkout and pay it off monthly. Qualified buyers can land 0% APR, and the decision is instant.
How does PayTomorrow work?
PayTomorrow works with all credit types and it reports on time payments, so it can build your credit while you build the car.
Can I pay with PayPal?
Yes. Pay with your PayPal balance, a linked card, or PayPal's own pay later options. Pay in 4 splits $30 to $1,500 into four payments with no interest, and Pay Monthly covers bigger orders.
What can I finance?
The whole order. A set of wheels, a mounted wheel and tire package with TPMS and lug nuts, or parts. It all goes on one plan.
Questions about a plan?
Call 800.242.9883, Mon - Fri: 8am to 5pm (Arizona), or start a chat.
Last updated October 2026.